Dental Plan Support for Enrollees
Use these online tools and resources to help save you time and money.
Setting Up Monthly Premium Payments via Electronic Funds Transfer (EFT)
If you didn’t do so when you enrolled, you must complete an Electronic Funds Transfer (EFT) form to set up your ongoing monthly premium payments. This is a separate step from your initial one-month premium pre-payment that you made when you enrolled. Complete and mail the Authorization for Electronic Funds Transfer (EFT) form to Delta Dental or log in to the Consumer Toolkit and complete the form online. Premium rates change annually.
Managing Your Plan
You don’t need an enrollment card to receive dental care under VADIP. However, if you prefer to have a card, you can view and print your enrollment card through the Consumer Toolkit. After you register and log in, choose the Enrollment Card option to view and print. Your group name and play type are also shown in the Benefits Booklet.
In the Consumer Toolkit, you can also establish your EFT monthly premium payment, manage your benefits, choose to receive electronic benefit statements, and download claims.
Finding Your Dentist
When you see a Delta Dental Veterans Affairs Dental Insurance Program (VADIP) network dentist you get 100% coverage of your annual exams, x-ray and cleanings. Network dentists accept reduced fees for providing your covered services, prepare and submit all your dental claims paperwork, and accept payment directly from Delta Dental.
Maximizing Your Benefits
As a VADIP enrollee, you can see any licensed dentist, but your out-of-pocket costs and deductible are higher and your annual maximum is lower when you use a non-network dentist. Therefore, seeing a Delta Dental VADIP network dentist saves you money, and the dentist will submit your dental claims for you.
Network Versus Non-Network Dentist Enrollee Savings
Dentist’s total charge for service = $350
- Network dentist absorbs this cost: $50
- Delta Dental Pays: $2101
- Enrollee Copay: $902
- Enrollee’s Out of Pocket Total: $90
- Enrollee pays this cost too!: $503
- Delta Dental Pays: $1804
- Enrollee Copay: $1205
- Enrollee’s Out of Pocket Total: $170
Enrollee pays fee not absorbed by dentist, plus higher percentage of agreed upon Delta Dental allowed fee. If deductible has not yet been met enrollee fees will be higher.
Learning about Oral Health and Wellness
Visit Delta Dental's SmileWay® Wellness site to learn more about dental health. Get educated through our library of oral health articles, review your dental habits, and learn tips on how to maintain a healthy smile.